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What discounts are available in the state of Colorado?

The following discounts may be available in the state of Colorado:

  • Multi Car Discount applies if you have more than one vehicle insured with 21st Century Insurance.

  • Early Shopping Discount applies if the named insured purchases a policy seven or more days prior to the named insured's current policy effective date, provided there has been no lapse in coverage.

  • Mature Driver Discount applies if you are 55 years old or older and have successfully completed a course recognized by the state's Department of Motor Vehicles or Licensing in the past three years.

  • Good Student Discount applies for drivers under the age of 25 with "B" or better grade average.

  • Driver Training Discount applies for drivers under 21 who have successfully completed an approved driver training course.

  • New Car Credit is a one-term discount applied to vehicles with a model year greater than or equal to current year. Credit removed upon first renewal.

  • Alternative Fuel Discount applies when the original factory installed vehicle fuel type is electric and gasoline hybrid, electric, ethanol fuel only, methanol gas only, compressed natural gas or propane.

  • Auto-Homeowner Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Homeowners Policy.

  • Auto-Renter Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Famers® Renters Policy.

  • Auto-Specialty Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Foremost® Specialty Policy.

  • Auto-Life Policy Discount may be applied on your Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Life Policy.

  • Teen Driver Discount may be applied to licensed single drivers under the age of 19. Driver must be a child/grand-child of the primary named insured that meet eligibility requirements. Primary named insured must have a policy inforce for 24 months.

  • Transfer Discount applies when the Primary Named Insured has prior insurance with no lapse in coverage from certain standard carriers as determined by the company.

  • Group (Occupation) Discount applies when the Primary Named Insured is employed with or retired from a company approved occupation group.

  • Paid in Full Discount

  • Payment Method Discount

  • Sponsored Marketing Discount

  • Away at School Discount

Internet Discount applies when you originate your insurance quote through our website, 21st.com.

Additional eligibility requirements must be met to qualify for these discounts. To confirm the discounts applicable to your policy, please refer to your policy declaration page. To determine if you qualify or additional discounts presented above, or if you have additional questions, please contact one of our friendly customer service representatives.

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