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What is the difference between "Limited Tort" Option and "Full Tort" Option?
"Limited Tort" Option - The laws of the Commonwealth of Pennsylvania give you the right to choose a...

Is there a grace period?
21st Century Insurance does not offer a grace period.* *Except in AZ where the law requires a 7 day...

Does 21st Century Insurance offer non owner auto insurance policies?
21st Century Insurance does not offer any type of non owner auto insurance policies.

Does 21st Century Insurance offer boat insurance policies?
21st Century Insurance does not write boat insurance policies. However, we have relationships with ...

Does 21st Century Insurance offer insurance for ATVs?
21st Century Insurance does not write insurance policies for ATVs. However, we have relationships w...

Does 21st Century Insurance offer insurance on recreational trailers, utility trailers, and motor homes?
21st Century Insurance does offer insurance policies for both recreational and utility trailers as ...

Does 21st Century Insurance write Fleet vehicle policies?
21st Century Insurance only writes Personal Auto Insurance policies, but our partner company, Farme...

What discounts are available in Hawaii?
Currently, there are no discounts for Hawaii.

What discounts are available in the state of Massachusetts?
Currently, there are no discounts for Massachusetts.

What discounts does your company offer?
Discounts vary by state. To view the discounts available in your state, choose your state from the...

What is the Driver Training Discount?
Drivers under age 21 who complete a state approved driver training course are automatically entitle...

I just bought a new car. What do I need to do to get it added to my policy so I have coverage?
First, congratulations on your new automobile. Getting coverage for your new vehicle is simple. You...

If I need to contact a representative at 21st Century Insurance, how would I do that?
For your convenience, we have representatives available from 7:00 AM until midnight in your respect...

Does 21st Century Insurance use credit in rating auto insurance?
From time to time our customers want to know more about how we determine their rates. To help provi...

What is gap coverage? Does 21st Century Insurance offer gap coverage?
Gap coverage is available to provide coverage for the difference between the outstanding indebtedne...

Does 21st Century Insurance write insurance policies for people with a DUI or DWI?
In most states we will accept applicants with one DUI, DWI or other major violation. To see if you ...

How can I get a quote on auto insurance?
In order to provide you with our best possible quote, please contact us through either: 1.) 1-877-3...

Does 21st Century Insurance offer antique or classic car auto insurance?
Insurance products for the 21st Century Insurance Classic Auto program are underwritten by Foremost...

Why do I have to pay higher rates when you have a rate increase? I didn't have a claim.
Most people don't plan to have an accident or submit a claim to their insurance company. And the fa...

What happens if I move to another state?
Moving to another state will require us to issue you a new policy. Please call our toll free custom...

Why do you need to know about every driver in the household?
Since we write auto policies that cover specific vehicles, we need to consider all potential driver...

What is the NAIC number?
The NAIC number is a number that the National Association of Insurance Commissioner's (NAIC) assign...

What discounts are available in Washington D.C.?
The following discounts are available in Washington D.C.: Multi Car Discount Up to 30% (Bodily Inju...

What discounts are available in the state of Alabama?
The following discounts are available in the state of Alabama: Multi Car Discount Up to 30% (Bodily...

What discounts are available in the state of Alaska?
The following discounts are available in the state of Alaska: Multi Car Discount Up to 30% (Bodily ...

What discounts are available in the state of Arizona?
The following discounts are available in the state of Arizona: Multi Car Discount Up to 23% (Bodily...

What discounts are available in the state of Arkansas?
The following discounts are available in the state of Arkansas: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of California?
The following discounts are available in the state of California: Multi Car Discount up to 30% (Bod...

What discounts are available in the state of Connecticut?
The following discounts are available in the state of Connecticut: Multi Car Discount Up to 28% (Bo...

What discounts are available in the state of Delaware?
The following discounts are available in the state of Delaware: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Florida?
The following discounts are available in the state of Florida: Multi Car Discount Up to 28% (Bodily...

What discounts are available in the state of Georgia?
The following discounts are available in the state of Georgia: Multi Car Discount Up to 30% on Bodi...

What discounts are available in the state of Idaho?
The following discounts are available in the state of Idaho: Multi Car Discount Up to 30% (Bodily I...

What discounts are available in the state of Illinois?
The following discounts are available in the state of Illinois: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Indiana?
The following discounts are available in the state of Indiana: Multi Car Discount Up to 30% (Bodily...

What discounts are available in the state of Iowa?
The following discounts are available in the state of Iowa: Multi Car Discount Up to 30% (Bodily In...

What discounts are available in the state of Kansas?
The following discounts are available in the state of Kansas: Multi Car Discount Up to 30% (Bodily ...

What discounts are available in the state of Kentucky?
The following discounts are available in the state of Kentucky: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Louisiana?
The following discounts are available in the state of Louisiana: Multi Car Discount Up to 30% (Bodi...

What discounts are available in the state of Maine?
The following discounts are available in the state of Maine: Multi Car Discount Up to 30% (Bodily I...

What discounts are available in the state of Maryland?
The following discounts are available in the state of Maryland: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Michigan?
The following discounts are available in the state of Michigan: Multi Car Discount Up to 26% (Bodil...

What discounts are available in the state of Minnesota?
The following discounts are available in the state of Minnesota: Multi Car Discount Up to 30% (Bodi...

What discounts are available in the state of Mississippi?
The following discounts are available in the state of Mississippi: Multi Car Discount Up to 30% (Bo...

What discounts are available in the state of Missouri?
The following discounts are available in the state of Missouri: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Montana?
The following discounts are available in the state of Montana: Multi Car Discount Up to 30% (Bodily...

What discounts are available in the state of Nebraska?
The following discounts are available in the state of Nebraska: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Nevada?
The following discounts are available in the state of Nevada: Multi Car Discount Up to 30% (Bodily ...

What discounts are available in the state of New Hampshire?
The following discounts are available in the state of New Hampshire: Multi Car Discount Up to 30% (...

What discounts are available in the state of New Jersey?
The following discounts are available in the state of New Jersey: Multi Car Discount Up to 20% (Bod...

What discounts are available in the state of New Mexico?
The following discounts are available in the state of New Mexico: Multi Car Discount Up to 30% (Bod...

What discounts are available in the state of New York?
The following discounts are available in the state of New York: Multi Car Discount Up to 20% (Bodil...

What discounts are available in the state of North Carolina?
The following discounts are available in the state of North Carolina: Multi Car Discount Up to 20% ...

What discounts are available in the state of North Dakota?
The following discounts are available in the state of North Dakota: Multi Car Discount Up to 30% (B...

What discounts are available in the state of Ohio?
The following discounts are available in the state of Ohio: Multi Car Discount Up to 30% (Bodily In...

What discounts are available in the state of Oklahoma?
The following discounts are available in the state of Oklahoma: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Oregon?
The following discounts are available in the state of Oregon: Multi Car Discount Up to 30% (Bodily ...

What discounts are available in the state of Pennsylvania?
The following discounts are available in the state of Pennsylvania: Multi Car Discount: 33% to BI/...

What discounts are available in the state of Rhode Island?
The following discounts are available in the state of Rhode Island: Multi Car Discount Up to 30% (B...

What discounts are available in the state of South Carolina?
The following discounts are available in the state of South Carolina: Multi Car Discount Up to 30% ...

What discounts are available in the state of South Dakota?
The following discounts are available in the state of South Dakota: Multi Car Discount Up to 30% (B...

What discounts are available in the state of Tennessee?
The following discounts are available in the state of Tennessee: Multi Car Discount Up to 30% (Bodi...

What discounts are available in the state of Texas?
The following discounts are available in the state of Texas: Multi Car Discount Up to 20% (Bodily I...

What discounts are available in the state of Utah?
The following discounts are available in the state of Utah: Multi Car Discount Up to 30% (Bodily In...

What discounts are available in the state of Vermont?
The following discounts are available in the state of Vermont: Multi Car Discount Up to 30% (Bodily...

What discounts are available in the state of Virginia?
The following discounts are available in the state of Virginia: Multi Car Discount Up to 30% (Bodil...

What discounts are available in the state of Washington?
The following discounts are available in the state of Washington: Multi Car Discount Up to 30% (Bod...

What discounts are available in the state of West Virginia?
The following discounts are available in the state of West Virginia: Multi Car Discount Up to 30% (...

What discounts are available in the state of Wisconsin?
The following discounts are available in the state of Wisconsin: Multi Car Discount Up to 30% (Bodi...

What discounts are available in the state of Wyoming?
The following discounts are available in the state of Wyoming: Multi Car Discount Up to 30% (Bodily...

What discounts are available in the state of Colorado?
The following discounts may be available in the state of Colorado: Multi Car Discount applies if yo...

I try to request a quote and it keeps bringing me back to the same page I was on. Why can't I get a quote?
The issue could be a result of using a pop-up blocker. If you have any "pop-up blocker" tools inst...

Why do you ask so many questions before I can get a quote?
The more information we have, the better we can determine the right rate for you. If we asked fewer...

I reside in KS and did not qualify to receive a quote with 21st Century Insurance, what can I do now?
The state of Kansas has an Assigned Risk Plan for customers that do not qualify for insurance throu...

I submitted a request for an online quote and received a message saying "Sorry, we can not give a quote at this time." Why not?
There are a couple of reasons why you may not receive an immediate online quote. First, there are o...

What is an SR-22 (FR-19 in DE, MD)?
This form is required of drivers who have been convicted of a serious violation, involvement in a s...

How long do I need to wait until I am officially accepted?
Time will vary but you will generally receive a policy and declarations page about 2 weeks after we...

How often do you change your rates?
We do not have a set schedule for rate changes. Rate increases or decreases are the result of sever...

How can the rates for 21st Century Insurance be so much lower than other auto insurers?
We frequently get that question from our new policyholders who saved an average of over $300 per ye...

How do I cancel with my prior auto insurance carrier?
We offer an easy to complete form which you can complete online, print it out, sign it and mail it ...

When will I receive the quote?
Whether you request a quote from our friendly phone representatives or online, generally you will r...

Does 21st Century Insurance offer the ability to electronically sign applications and state specific coverage selection forms?
Yes, we do. The eSignature program offers our online and call center customers the ability to quick...

Is there an automatic payment option available for my personal auto policy?
Yes, we offer three different payment plans, which can save you time and effort: The first pl...

How do I delete a vehicle off of the policy?
You have the option of deleting a vehicle via our customer service website or by calling our custom...

To whom am I actually speaking to receive this quote? (licensed agents, etc.)
You will be referred to our licensed agents, so that we can provide you the best quotation possible...

How long is my auto quote guaranteed?
Your quoted price will be available for the entire day in which you received the quote, which leave...

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