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I have an older car. Should I still purchase Comprehensive and Collision coverage?

When deciding whether to purchase physical damage (collision and other than collision), you should determine whether you would be in a position financially to replace the vehicle in case of a total loss if there were no coverage. If not, you should probably purchase the coverage. If you would be financially able to replace the vehicle, the decision to purchase physical damage coverage comes down to a comparison of the cost of the coverage versus the peace of mind that comes from knowing you will be covered in the event of an accident.

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