- Insurance Information
- Gap Coverage
What is gap coverage? Does 21st Century Insurance offer gap coverage?
Gap coverage is available to provide coverage for the difference between the outstanding indebtedness on a loan or lease when a new vehicle is purchased and the actual cash value of the vehicle. If the car is a total loss, the buyer would owe the difference between what was paid for the vehicle and what is owed on the balance of the loan/lease. 21st Century Insurance offers gap coverage in the states of AZ, CO, ID, IA, KY, MT, NM, OR, NE, TN, UT, WA and WI. Some exceptions may apply.