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Why do you ask so many questions before I can get a quote?

The more information we have, the better we can determine the right rate for you. If we asked fewer questions and know less about your personal driving situation, your rate will less accurately reflect your individual driving exposure. You will be lumped in with a larger group of drivers who may not deserve a rate as low as you. The result would be that you get the higher rate for that group.

Our state of the art pricing and underwriting systems automatically determine the best rate that we can offer you, based on your specific driving situation. That helps you avoid having to pay for other driver's mistakes.

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