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October 2010

Today's life insurance needs

Have you taken the time to review your life insurance needs recently? Today's low interest rates may put many families' planning into doubt.

Life-Insurance

Have you taken the time to review your life insurance needs recently? Today’s low interest rates may put many families' planning into doubt.

Consider, for example, the primary income provider who wanted to leave his or her family enough money to earn an ongoing income of $30,000. Ten years ago, with long-term Treasury rates at 6 percent, earning $30,000 a year required a $500,000 investment. In 2010, those yields have fallen below 4 percent and that same investment today may earn less than $20,000 a year.*

Here are some other examples of how much money you would need to provide a certain income at different interest rates:

If your life insurance or annuity needs were calculated several years ago, it may be time to review what your needs are today. Farmers Life® has many options for you to choose from, and we welcome the opportunity to discuss them with you. If you would like to obtain a life insurance quote and talk to a Farmers agent, please click on this link.

This is an opportunity for you to make sure that you and your family are adequately provided for, both now and in the future.

Life insurance issued by Farmers New World Life Insurance Company, Mercer Island, Washington 98040. Products and features may not be available in all states and may vary by state.

*Rates listed by U.S. Treasury Department Web site.

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