Refer a Good Friend Program - 21st Century Insurance
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At 21st Century Auto Insurance, we offer current customers a chance to refer their friends and family in exchange for a $50 prepaid AMEX card. By participating, you'll be helping those closest to you save on quality auto insurance all while earning a little something for yourself.

How to Refer Friends and Family

Referring a good friend to 21st Century Auto Insurance doesn't only reward them but gets you rewarded too! By following our steps below, your friend will be able to hit the road in no time with quality coverage.

Steps to Referring a Friend
Follow these simple steps to benefit from the Refer a Good Friend Program:

  1. Find a friend or family member who lives in California and is looking for car insurance.
  2. Provide them with YOUR POLICY NUMBER and KEYCODE 6M1RGF.
  3. Direct them to start a quote online at or call 1-888-756-8413.
  4. If they sign up for a 21st policy you will be mailed your $50 AMEX card once their policy has been effective for 60 days (see program eligibility below).

Why Refer 21st Century Auto Insurance?

If you're already a customer, you know that we strive to provide the best quality of service and offer discounts that help you save money! It only makes sense to want to share that with family and friends too!

Quality Coverage Comes Standard

We are dedicated to helping California drivers find quality insurance at a great price without the hassle. We make it easy with award-winning customer service and customers enjoy the peace of mind of 24/7 claims handling. No matter what, we have your back.

True Savings & Discounts

Most policyholders who switch to 21st Century save as much as $357** on their car insurance. Our collection of car insurance discounts keep you saving year after year with safe driver, multi-car, continuous insurance and many other automatic discounts.

Over 60 Years of Expertise

No matter what, you can count on our extensive knowledge and experience of over 60 years to be at your disposal. Let us help you find the coverage you want and guide you through the process.

Program Eligibility & Legal Information

1. The Refer a Good Friend (RGF) Program* only applies to a current and active California policyholder of the 21st Century Insurance Company, who is not insured under the state-mandated assigned risk or low cost automobile programs ("Eligible Policyholder"). Motorcycle policyholders and Infinity Insurance Company policyholders are not eligible.

2. Eligible California policyholders of 21st Century Insurance Company can refer friends and family members who live in California and receive a $50 prepaid AMEX Card if

  • 1. Their referral becomes a new auto policyholder of 21st Century Insurance Company.
  • 2. The new policyholder has not been a named insured during the 200 days prior to their policy effective date.
  • 3. New Policy referrals and eligible referrer policies must both be active and inforce upon completion of the required 60 day eligibility period.

3. The maximum value of prepaid AMEX cards that will be awarded to eligible Policyholders residing in California is $400 per policy per calendar year.

4. New policyholder referrals are subject to verification. New policyholders must provide the Eligible Policyholder's name, address, and telephone number at the time of the quote.

5. 21st Century shall make all good faith efforts to match the information provided at the time of the quote against its database of Eligible Policyholders.

6. 21st Century shall not be held responsible for lost or stolen prepaid AMEX cards.

7. This promotion is subject to applicable federal and state regulations and laws.

8. Company employees are not eligible to participate.

9. This promotion runs for a limited time only and is subject to change. It may be changed or terminated, at any time, at the discretion of 21st Century. It is the responsibility of program participants to review the current program rules.

*Provided through Customer Solutions Insurance Agency, License #0G26042, 1355 South Colorado Blvd C-510, Denver CO. For additional questions, please call 1-800-442-4302.

**National average annual savings developed from information provided by new policyholders from 05/01/16 to 05/01/17 that shows they saved by switching to 21st Century Insurance.