21st Century Insurance

Your Quote Summary

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Your Discounts

AppliedDiscount

You may qualify for the following discounts. Complete the quote to see all additional discounts:

  • Safe Vehicle

    Not applicable.

  • Automatic Seatbelt

    Discounts may be available if your vehicle is equipped with seatbelts which automatically lock in place when you enter the vehicle.The amount of the discount may increase if present on both the driver's and passenger's sides.

  • Airbag

    Airbags provide a passive, or automatic, restraint to the occupants of a vehicle when involved in an accident.If your vehicle is equipped with airbags, a discount may be applied to your policy.The amount of the discount may increase if both driver and passenger sides have airbags installed.

  • Anti-theft

    We reward our customers who go the extra mile to protect their vehicle.  A discount may be available depending upon the type of anti-theft device installed in your vehicle.  A device which automatically disables your vehicle when you turn off the ignition may provide the best discount.

  • Anti-lock Braking

    A discount may be applied for vehicles with a factory installed anti-lock braking system (ABS).Anti-lock brakes sense impending wheel lockup and pulse the brakes many times a second to prevent wheel lockup, allowing the driver to maintain steering control.

  • Safe Driver

    Not applicable.

  • Good Driver

    This discount is offered to our customers who exhibit good driving habits.

  • Retired Driver

    Not applicable.

  • Daytime Running Lights

    A discount may be applied if your vehicle is equipped with Daytime Running Lights. Daytime Running Lights come on automatically whenever the vehicle is turned on, making the vehicle more visible to other drivers.

  • Alcohol/Drug Awareness

    Not applicable.

  • Defensive Driver

    This discount may be available when the principal operator of an insured vehicle has successfully completed a state approved Defensive Driver Improvement Course.

  • Mature Driver

    A Mature Driver discount may be available when the driver has successfully completed a Mature Driver Improvement Course.

  • Driver Training

    A discount may be available when a qualifying driver has successfully completed an approved driver education course.  This Driver Training education discount primarily applies to younger drivers learning driving skills.

  • Good Student

    A Good Student Discount is available to operators who are full time high school, college or university students, between the ages of 16 and 24. The student must maintain a "B" average or better or be on the Dean's List or Honor Roll during the immediately preceding school semester. The addition of the Good Student discount to a policy can only occur on the anniversary date of the policy. A copy of the report card, Dean's list or honor roll documentation must be provided before the discount can be applied. Once the discount is applied, proof of qualification must be provided each year prior to the policy anniversary date for the discount to remain in effect.

  • Multi-car

    You may receive a discount when you insure 2 or more vehicles with us on the same policy.

  • Homeowner

    If you are age 26 or older and own your home, a Homeowner's Discount may be applied to your policy.

  • Claim Free

    Not applicable.

  • Premier Customer

    Not applicable.

  • Deluxe

    Not applicable.

  • Transfer Credit

    Not applicable.

  • Renewal Credit

    Not applicable.

  • MERIT

    Not applicable.

  • Full Pay

    Not applicable.

  • Forgiveness

    Not applicable.

  • Bill Plan

    We provide a discount to customers who pay their premium using the Full Payment or the Two Payment method.

  • Superior Driver

    This discount is offered to our customers who have no tickets or accidents in the last 4 or 5 years.

  • Superior Driver

    This discount is offered to our customers who have no tickets or accidents in the last 4 or 5 years.

  • Group

    Certain occupations/professions may qualify you for additional discounted rates.

  • Mixed policy

    This gives a non good driver household member a discounted rate if they live in the same household as a good driver.

  • Car Pool

    Not applicable.

  • Military

    Not applicable.

  • Vehicle Recovery

    You may be eligible for a discount on your policy if your vehicle is equipped with an electronic tracking device or service which allows law enforcement to locate your vehicle if stolen. 

  • Away At School

    A credit may be applied if a driver is a student residing at an educational institution over 100 miles from home.  The Away at School classification also applies while the student is temporarily home from school during the summer months and is residing at the residence address. The credit is not available if the vehicle is kept at the educational institution.

  • Occupational

    Certain occupations/professions may qualify you for additional discounted rates.

  • New Car Credit

    A one-term credit discount applied to vehicles with a model year greater than or equal to current year. Credit removed upon the first renewal.

  • Alternate Fuel

    Available for electric-and-gasoline hybrid vehicles and for dedicated-fuel vehicles using a qualifying alternative fuel.

  • Early Shopping

    This discount applies when the policy is quoted at least 7 days prior to the policy effective date and the named Insured has prior insurance with another carrier with no lapse in coverage.

  • Auto-Homeowner Policy

    Auto-Homeowner Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Homeowners Policy.

  • Auto-Renter Policy

    Auto-Renter Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Renters Policy.

  • Auto-Specialty Policy

    Auto-Specialty Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Foremost® Specialty Policy.

  • Auto-Life Policy

    Auto-Life Policy Discount may be applied on your Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Life Policy.

  • Auto-Mobilehome Policy

    Auto-Mobilehome Policy Discount may be applied on an Auto Policy if the person named on the Policy, or their spouse, is also the person named on a Farmers® Specialty Policy.

  • Go Green Paperless

    Earn a 3% discount on your auto premium when you enroll in the 21st AutoPay and Paperless Delivery programs.

  • 21st.com Credit

    Since you started your policy online, you qualify for the $50 21st.com Credit. This credit is applied to your premium and it will be applied for the first two policy terms of your policy.

Discounts vary by state. The terms of your policy will govern the coverage provided.

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Need help? Call us at(877) 310-5687

Common Questions

  • Which vehicles should I include?

    Include the vehicles for which you are requesting a quote for an auto insurance policy. That's every vehicle that you would expect to be covered by insurance in an accident.

  • What if my vehicle was manufactured before 1981?

    Our system doesn't recognize pre-1981 VINs.

    If your vehicle was manufactured before 1981, please call our representatives at (877)-310-5687.

  • Which vehicles aren't covered?

    We do not cover some specialty cars including: Aston, Martin, Bentley, Ferrari, Lamborghini, Lotus and Rolls Royce.

     

    We do not cover some specialty cars including: Aston Martin, Bentley, Ferrari, Lamborghini, Lotus and Rolls Royce.

  • What if I can't find my vehicle?

    Some newer vehicles may not have made it to our list yet and we don't cover specialty cars. Try entering your VIN or contact us at  (877)-310-5687.

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