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What discounts are available in the state of Texas?

The following discounts are available in the state of Texas:

  • Multi Car Discount

  • Homeowner Discount - the discount is applied to the auto side and indicates that the head of household is a homeowner (non-renter)

  • Defensive Driver Discount for all ages valid for 36 months after successfully completing a course recognized by the state's Department of Motor Vehicles or Licensing.

  • Anti-theft Discount ranges depending on territory and device category.

  • Claims Free Renewal Discount

  • Passive Restraint Systems: Air Bags; Automatic Seat Belts

  • Good Student Discount for "B" or better grade average for drivers under 25.

  • Driver Training discounts for drivers under 21 who have completed a driver training course.

  • Anti-Lock Braking System Discount for those autos equipped with a factory installed four wheel anti-lock braking system.

  • Bill Plan Discount

Please note that discounts generally apply to specific coverages and/or specific vehicles, not to the total policy premium. For example, a teenager who has completed a state certified driver's training course would receive the discount that applies to his/her portion of the premium.

The discounts presented above are for informational purposes only. Additional eligibility requirements must be met to qualify for these discounts. To confirm the discounts applicable to your policy, please refer to your policy declaration page. To determine if you qualify for additional discounts presented above, or if you have additional questions please contact one of our friendly customer service representatives.


General Information
Discounts and Credits

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