Car Insurance

Start your quote and you could save $300.*

Save with a Personalized Car Insurance Quote from 21st Get a car insurance quote with 21st today and you may save $300.*

We've made getting coverage easier and faster with 24/7 customer service when you need it most. Most of our policyholders save over $300 when they switch to 21st. We're constantly looking for ways to provide value to every policy, with built-in savings and a variety of discounts.

Why Choose 21st Auto Insurance?
You're in Control

You have control to manage, edit and update your policy quickly and easily.

24/7 Coverage

21st policyholders have access to 24/7 claims coverage backed by award-winning Farmers Claim Services, who help process your claim and guide you through the process to get you back on the road.

True Savings

With our ever-growing list of discounts, we're always looking for more ways to help you save without sacrificing coverage quality.

Making it Easier

With paperless billing, AutoPay, and the 21st app it's never been easier to stay up-to-date on your policy.

Expert Guidance

Our extensive knowledge and experience of over 50 years is at your disposal. Let us help you find your perfect coverage and guide you through the process.

Built-In Savings!

Want to save money just for being a responsible driver or being a loyal customer? We can help with that. Our car insurance discounts keep you saving year after year with safe driver, multi car, continuous insurance and many other automatic discounts. Check out our favorites below:

Save when you drive responsibly and meet safe driver criteria.
Save when you drive responsibly and meet safe driver criteria.
Save when you sign up for paperless statements and automatic payments.
Save when you are over 55 and complete a defensive driving course.
Quality Coverage Comes Standard

Insurance should give you piece of mind. With 21st you can be confident that you're covered from some of life's unexpected events, whether that's a minor fender bender on the way to work or something more serious.

21st coverage begins with liability insurance, protecting you against costs for injury or damage when you're at fault. Additional coverage aims at protecting you from the costs of a collision and non-collision incidents. We make it easy to find the right coverage at the right price for you. Standard and additional coverage options include:

Bodily Injury Liability

Standard. Pays for medical bills, lost wages or income, pain and suffering, and even funeral expenses for those injured in an accident where you were legally responsible for their injuries. This type of coverage is required in most states.
Learn more about bodily injury liability coverage

Property Damage Liability.

Standard. If you are responsible for causing an accident, property damage liability covers the cost of repairs to another person’s vehicle or property. This type of coverage is required in most states.
Learn more about property damage liability

Collision Coverage

Additional. Collision coverage pays for damage to your car as the result of a collision with another vehicle. Even if you are at fault for causing an accident, this type of coverage will reimburse you for the cost of fixing your car once you have paid the out-of-pocket deductible amount.
Learn more about collision coverage

Comprehensive Coverage

Additional. Comprehensive coverage protects you from losses due to non-collision incidents which includes damages from theft, vandalism, falling objects, earthquakes, storms, or contact with animals.
Learn more about comprehensive coverage

Uninsured and Underinsured Motorist Coverage

Additional. Protects you and other passengers in your automobile if you are injured in an accident by an uninsured motorist who is held legally responsible for your injuries. It pays medical and related expenses you have incurred (up to the coverage limits you select).
Learn more about uninsured or underinsured motorist coverage