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What discounts are available in the state of New York?

The following discounts are available in the state of New York:

  • Multi Car Discount

  • Homeowner Discount

  • Defensive Driver Discount for all ages valid for 36 months after successfully completing a course recognized by the state's Department of Motor Vehicles or Licensing, does not apply to Uninsured Motorists or Comprehensive coverage.

  • Anti-theft Discount for vehicles with anti-theft devices and or VIN etching

  • Passive Restraint Systems: Air Bags; Automatic Seat Belts

  • Driver Training Discounts for drivers under 21 who have completed a driver training course.

  • Anti-Lock Braking System for those autos equipped with a factory installed four wheel anti-lock braking system.

  • Daytime Running Lights Discount

  • Bill Plan Discount

  • Paperless Discount shall be applied if the Name insured agrees to the following requirements:

  • Policy documents will be received electronically;

  • Premiums will be paid via recurring payment plans;

  • Provide and maintain a current valid email address with the Company.

  • Transfer Credit Discount: A Transfer Credit will be afforded on policies based on the combination of months with Prior Insurance Carrier and months with the Company. The Transfer Credit will apply provided months with Prior Carrier and months with the Company are defined as consecutive policy terms without lapse.

Please note that discounts generally apply to specific coverages and/or specific vehicles, not to the total policy premium. For example, a teenager who has completed a state certified driver's training course would receive the discount that applies to his/her portion of the premium.

The discounts presented above are for informational purposes only. Additional eligibility requirements must be met to qualify for these discounts. To confirm the discounts applicable to your policy, please refer to your policy declaration page. To determine if you qualify for additional discounts presented above, or if you have additional questions please contact one of our friendly customer service representatives.

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