How to Save Money on Car Insurance for
College Students and Other College Expenses
Going away to college is an exciting time. Whether it's your first year or you're an experienced upperclassman, meeting new people, testing your knowledge and learning to live on your own - possibly for the first time - are all part of the college experience.
Another part of the experience of living on your own is learning how to manage your finances. Whether your parents are helping you financially, or you are independent, finding ways to save money is a rite of passage for college students. 21st Century Insurance is here to help with some recommendations for how you can save money on car insurance for college students and other expensive college costs.
Affordable Car Insurance for College Students from 21st Century
At 21st, we know car insurance can be one of the most expensive bills a college student has to pay. We aim to lighten that burden, with the good student discount. If you have grades of a "B" or better, and are under the age of 25, 21st may be able to offer you a discount on your car insurance.*
If you're going away to college and not taking your car, it's important to check with your insurance company if you're eligible for a credit or discount. This could save you even more money on your insurance bill, freeing up cash to spend on things like books or new posters for your dorm room.
Avoid new textbooks
One easy way to save big is to buy your textbooks used. Most likely, you aren't keeping the book after the end of the semester and will sell it back. Unfortunately, you won't be able to buy used books for every course, as newer edition books are often required. Buying used when you can, however, can save you a significant amount of money.
Learn How to Cook
If you're not on a meal plan at college, going out to eat or ordering take-out can be pretty tempting. Late night cramming sessions, or fun nights out with friends, can lead to big dinner bills that can start to add up.
To save money, you might want to think about picking up some ingredients at your local grocery store and cooking your own food. It doesn't have to be boring and easy food either. Instead, look online for recipes or ask your friends what they like to eat. Have them chip in, and cook a meal for a large group. Not only will cooking save you money, it's also a great skill you can use for years to come.
Do Your Own Laundry
Moving away from home can be a jarring experience for some, with doing your own laundry top of the list of worries. Sometimes, it's easy just to drop off your clothes at the Laundromat, and ask someone there to do them for you. You may even have the option of having someone pick up your laundry at your dorm door, do it for you, and deliver it back to your room.
All of this might sound great, but it may not seem so convenient when you have a bill to pay for it all at the end of the month. Instead of having someone else do your laundry, do it yourself. To make sure you feel like you aren't wasting your time, take along some school work you will feel comfortable doing in a noisy space. Whether it's a little bit of reading or some notes to review, it will make you feel like you're being more efficient, while you're saving money.
If you're looking to get the same great insurance coverage for less, get a free online car insurance quote from 21st Century and see how much you could be saving today.
*The good student discount may not be available in all states.