Auto Insurance Information Center

What is Bodily Injury Liability Coverage?

Protects the insured as the owner or driver of a vehicle for all sums which the insured becomes legally obligated to pay because of bodily injury to an injured third party. This coverage also pays defense costs against legal actions. Bodily Injury Liability limits are usually split with the first figure limiting payments to a single person per accident and the second limiting payment in total for all persons injured per accident.


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