21st Car Insurance Discounts

The insurance you want with the savings you deserve.

We know insurance can be expensive, that's why we've designed car insurance discounts and other ways that help you save.

Drivers who switch to 21st save on average $371* and are often eligible for one or more of our discounts. Many of our discounts are already built-in when you get a quote, so there's no additional hoops between you and some sweet savings.

Switch to Save

Some of the biggest discounts can come from switching over to 21st Century Insurance:

Customers who switched from: Saved an average of:
State Farm $464.92
Allstate $402.28
GEICO $402.54
Progressive $408.98
Nationwide $590.52
Liberty Mutual $478.82
Mercury $354.62
All Other $356.80

Start a quote today and see how much you can save by switching.

Start a quote today

and see how much you can
save by switching.

Driver Discounts

Good Driver Discount

Being a safe driver really pays! If you haven't had tickets or accidents in the last three years you may qualify for our Safe Driver discount. To qualify, drivers must be licensed for three consecutive years and have not received more than one point for moving violations over that time period. Average discount: 20% or more

Superior Driver Discount

If you qualify for the safe driver discount, you may also be eligible for the Superior Driver Discount which gives greater savings for maintaining a safe driving record for four years and even more savings for over five years. Average discount: 10% - 20%

Good Student Discount

Getting good grades can mean good savings on car insurance. If you maintain a grade of a "B" or better, and are under the age of 25, 21st may be able to offer you the Good Student Discount on your car insurance. Average discount: 15%

Mature Driver Discount

Through our mature driver discount, drivers 55 years or older can save on their insurance coverage. In order to qualify, drivers must complete a state-recognized defensive driving course. Average discount: 2%*

Vehicle Discounts

Multi Car Discount

Having multiple cars (or drivers) under the same policy can mean additional savings. Average discount: Varies

Anti-theft Discount

Your vehicle has up-to-date anti-theft systems equipped to deter theft. Average discount: 15%

  • Many discounts are automatically built-in when you start your policy.
  • No discount limit! You can apply all discounts that you qualify for!
  • Discounts are applied to your total policy amount and don't change based on your coverage selections.

* Mature driver discount only applicable for liability coverages.

* Offer is available to new or current 21st Century Insurance customers only. Not available in all states. Eligible customers must have a policy with 21st Century Insurance, be participating in the 21st AutoPay payment plan and have enrolled in Paperless Delivery in order to receive 3% insurance premium discount. Once program requirements have been met, 21st Century Insurance will apply a 3% prorated discount to the policy premium.

Start Saving with 21st

* Mature driver discount only applicable for liability coverages.

* Offer is available to new or current 21st Century Insurance customers only. Not available in all states. Eligible customers must have a policy with 21st Century Insurance, be participating in the 21st AutoPay payment plan and have enrolled in Paperless Delivery in order to receive 3% insurance premium discount. Once program requirements have been met, 21st Century Insurance will apply a 3% prorated discount to the policy premium.